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Sole Trader Finance
Couple holding a house key outside a home, wearing Sole Trader Finance shirts.

Self-employed income should not put your home plans on hold. Buying your first home, moving or refinancing? We connect Australians with one selected broker partner to explore low doc and full doc home loan options.

Self-employed home loans.

Your next chapter.

Home loan options for the way you work.

A first home, a fresh start or a better fit for your finances. From Melbourne to anywhere in Australia, we connect home buyers and refinancers with broker partners. We also understand that self-employed income can need a different conversation.

Buy a home

Planning your first home or your next move? Connect with a broker partner to explore borrowing options for your circumstances.

Refinance your loan

Review your current home loan with a broker partner. Compare rates, features, fees and switching costs before deciding whether to refinance.

Low doc options

Explore alternative ways to verify income, such as BAS or business bank statements. Requirements vary by lender and your circumstances.

Self-employed income

Sole trader, contractor or business owner? Discuss how you earn your income and which supporting documents a lender may accept.

A clearer path starts with a conversation.

You bring the ambition. We help you take the first step. Sole Trader Finance is a referral service connecting Australians with broker partners. We are not a lender.

01. Tell us your story

Tell us what you want to achieve and how you earn your income. Start with a few details; no financial documents are needed in the initial enquiry.

02. Meet a broker partner

With your consent, we share your enquiry with a broker partner who can contact you to understand your goals and circumstances.

03. Explore your options

Your broker discusses potential lenders, income evidence, repayments, fees and eligibility. Available options depend on your circumstances and lender criteria.

04. Choose your next step

Decide whether to proceed after the discussion. A referral is not a loan application or approval; your broker explains any further checks and documents required.

Frequently asked questions

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